Business CheckingPlans and pricing.

Make the most of your time and money with easy-to-use tools and transparent
pricing—plus, multiple plans available to fit your needs.

Compare plans

Choose the business checking
plan that’s right for you.

Standard


With our standard business checking plan, you get:

  • 1.5% APY on balances up to $250KBVSUP-00005
  • FDIC insurance up to $3MBVSUP-00108
  • Free standard ACH and unlimited transactionsBVSUP-00043
  • Secure ACH debit controls

$0/month

Plus


Enjoy everything in our standard plan, plus:

  • 3.0% APY on balances up to $250KBVSUP-00131
  • 20% off most Standard payment fees
  • 5 free printed and mailed checks per monthBVSUP-00135
  • Advanced ACH fraud protection

$30 or $0 /month

Waive this fee

Premier


Enjoy everything in our standard plan, plus:

  • 4.25% APY on balances up to $3MBVSUP-00116
  • 50% off most Standard payment fees
  • 20 free printed and mailed checks per monthBVSUP-00135
  • Advanced ACH fraud protection
  • Priority customer supportBVSUP-00119
  • Access to treasury servicesBVSUP-00129

$95 or $0 /month

Waive this fee

StandardPlusPremier
Features and
benefits
Features and
benefits
StandardPlusPremier
Monthly fee$0$0 or $30BVSUP-00132$0 or $95BVSUP-00117
Annual percentage yield ("APY")1.5%BVSUP-000053.0%BVSUP-001314.25%BVSUP-00116
Balance eligible for interestup to $250Kup to $250Kup to $3M
FDIC insuranceBVSUP-00108up to $3Mup to $3Mup to $3M
Sub-accounts555
Unlimited transactionsBVSUP-00043truetruetrue
Mobile check deposittruetruetrue
Secure ACH debit controlstruetruetrue
Advanced ACH fraud protectiontruetrue
Priority customer supportBVSUP-00119true
Access to treasury servicesBVSUP-00129true
Payment fees
Payment fees
StandardPlusPremier
Standard ACH$0$0$0
Incoming wires$0$0$0
Same-day ACH$10$8$5
Domestic wires$15$12$7.50
Printed and mailed checks$1.50 eachFirst 5 free/moBVSUP-00135First 20 free/moBVSUP-00135
Incoming international wiresBVSUP-00143$15$12$7.50
International wires - USDBVSUP-00081$25$20$12.50
International wires - FXBVSUP-00081Contact sales for FX volume discounts$25 + 1.5%$20 + 1.25%$12.50 + 1.0%
Learn moreLearn moreLearn more

Try an upgraded plan
free for one month.

Apply online in minutes and select your preferred plan during
account setup. Then enjoy it fee-free for one month.

Frequently asked questions

Yes, we currently offer three Bluevine Business Checking plans. Our standard plan comes with 1.5% APY, no monthly fees, and FDIC insurance up to $3M. With our Plus plan, you get all the great benefits of our standard plan, and 3.0% APY, 20% off most Standard payment fees, and more for a waivable $30/month fee. Finally, with our Premier plan, you’ll enjoy 4.25% APY on checking balances up to $3M, 50% off most Standard payment fees, and access to priority customer support for a waivable $95/month fee.

You can waive the monthly fee for Plus and Premier by meeting balance and spending requirements.

To waive our Plus plan’s $30 monthly fee: Maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.

To waive our Premier plan’s $95 monthly fee: Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.

During your Bluevine Plus or Bluevine Premier one-month trial, you can earn higher APY on your balances without paying the monthly fee or meeting the fee waiver requirements. You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you fund your Bluevine Business Checking account.

You won’t be charged for an upgraded plan until the end of the trial, and you can switch or cancel your plan any time if you decide Plus or Premier isn’t right for you.

Ready to switch to
Bluevine but not sure
where to start?

Learn how easy it is to switch business bank accounts.

Apply for business
checking in minutes.

Open account

Select your plan during account setup.