Business CheckingPlans and pricing.
Make the most of your time and money with easy-to-use tools and transparent
pricing—plus, multiple plans available to fit your needs.
Choose the business checking
plan that’s right for you.
With our standard business checking plan, you get:
- 1.5% APY on balances up to $250KBVSUP-00005
- Up to 5 sub-accounts
- FDIC insurance up to $3MBVSUP-00108
- Free standard ACH and unlimited transactionsBVSUP-00043
- ACH debit block
$0/month
Enjoy everything in our standard plan, plus:
- 2.7% APY on balances up to $250KBVSUP-00131
- Up to 10 sub-accounts
- 20% off most Standard payment fees
- 5 free printed and mailed checks per monthBVSUP-00135
- ACH positive pay
- 6 months free Xero subscriptionBVSUP-00181
$30 or $0 /month
Waive this fee
Enjoy everything in our standard plan, plus:
- 3.7% APY on balances up to $3MBVSUP-00116
- Up to 20 sub-accounts
- 50% off most Standard payment fees
- 20 free printed and mailed checks per monthBVSUP-00135
- ACH positive pay
- Priority customer supportBVSUP-00119
- Access to treasury servicesBVSUP-00129
- 6 months free Xero subscriptionBVSUP-00181
$95 or $0 /month
Waive this fee
| Standard | Plus | Premier | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Features and benefits |
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Payment fees |
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Learn more | Learn more | Learn more | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Try an upgraded plan
free for one month.
Apply online in minutes and select your preferred plan during
account setup. Then enjoy it fee-free for one month.
Get up to 6 months
of Xero free.
Enjoy Xero free for 6 months with our Plus or Premier business checking plans, or 3 months with our Standard plan when you sign up through your Bluevine dashboard.BVSUP-00181
Built for small businesses, Xero’s accounting software makes it easy to send invoices and quotes, reconcile transactions, manage tax documents, and more.
Frequently asked questions
Yes, we currently offer three Bluevine Business Checking plans. Our standard plan comes with 1.5% APY, no monthly fees, and FDIC insurance up to $3M. With our Plus plan, you get all the great benefits of our standard plan, and 2.7% APY, 20% off most Standard payment fees, and more for a waivable $30/month fee. Finally, with our Premier plan, you’ll enjoy 3.7% APY on checking balances up to $3M, 50% off most Standard payment fees, and access to priority customer support for a waivable $95/month fee.
You can waive the monthly fee for Plus and Premier by meeting balance and spending requirements.
To waive our Plus plan’s $30 monthly fee: Maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.
To waive our Premier plan’s $95 monthly fee: Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spend at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.
During your Bluevine Plus or Bluevine Premier one-month trial, you can earn higher APY on your balances without paying the monthly fee or meeting the fee waiver requirements. You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you fund your Bluevine Business Checking account.
You won’t be charged for an upgraded plan until the end of the trial, and you can switch or cancel your plan any time if you decide Plus or Premier isn’t right for you.
Bluevine Business Checking customers who sign up for Xero from their Bluevine dashboard can enjoy up to six months of Xero’s service for free. Bluevine Plus and Premier customers get their first 6 months of Xero free, while Standard plan customers get their first 3 months free.
Ready to switch to
Bluevine but not sure
where to start?
Learn how easy it is to switch business bank accounts.
Apply for business
checking in minutes.
Select your plan during account setup.