Apply for an
SBA loan.

We’ve partnered with Fundera by
NerdWallet to help you access SBA 7(a)
loans up to $350,000.BVSUP-00151

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What is an SBA loan?

SBA loans are business loans that are partially guaranteed by the U.S. Small Business
Administration (SBA) and come with low interest rates and long repayment terms.

  • Flexible use of funds.

    Use a SBA 7(a) loan for a wide range
    of business needs, like working capital, equipment upgrades, renovations, expansions, and more.

  • Lower rates.

    With an SBA loan, you can typically
    get more favorable interest rates
    than you’d get with a traditional
    business loan provider.

  • Longer terms.

    Since SBA loans come with longer repayment terms of up to 10 years,
    you’ll benefit from lower monthly
    payments compared to traditional
    loans.

Getting your SBA loan starts with Bluevine.

  • Get priority support.

    We’ll connect you to the Fundera team, who will give you priority support as a Bluevine referral.

  • Bridge funding gaps.

    Get quick access to capital through a Bluevine Line of Credit while you wait for your SBA loan approval and funds, which could take anywhere from one week to three months after you’re approved.

  • Cover your down payment.

    Required down payments for SBA 7(a) loans can range from 10%–30%. Use a Bluevine Line of Credit for your SBA down payment instead of dipping into business or personal funds.BVSUP-00174

Submit your info
to get started.

Complete the short form below and we’ll reach out to help you get started with your SBA loan application.

SBA 7(a) loan FAQs.

An SBA loan is a business loan backed by the U.S. Small Business Administration (SBA). SBA loans make it easier for businesses to access the capital they need, while also reducing risk for lenders.

Yes, there are no fees when you apply for an SBA loan through Fundera by NerdWallet.

No, applying for an SBA loan through Fundera by NerdWallet will not impact your credit score. Fundera uses soft credit inquiries to match you with lending options. However, if you decide to move forward with a formal application for an SBA lender in Fundera’s network you may receive a hard credit inquiry that temporarily impacts your credit.

Timing can vary, but you can submit an application in just a few minutes. Fundera by NerdWallet works with more than 25 lenders, some of which can approve and fund loans in as fast as one business day.

Yes, SBA 7(a) loans have a minimum down payment requirement of 10%. This amount can vary based on your business’s cash flow and collateral.

You can use a Bluevine Line of Credit to help cover your SBA loan down payment, as well as any gaps in cash flow as you await approval and access to your SBA loan funds.²

Fundera by NerdWallet is not a direct lender, which means they don’t finance businesses or underwrite loans. Fundera by NerdWallet is a marketplace for business lending options that connects you with a network of lenders and allows you to compare multiple options at once.