Bluevine premierSupercharge
your business
banking.
Get more out of your business checking
account with 3.7% APY, reduced
payment fees, and priority support.BVSUP-00119
3.7%
APY on balances
up to $3 millionBVSUP-00116
Save and earn even more
with Bluevine Premier.
Earn 3.7% APY
Maximize your earnings with
market-leading interest on
balances up to $3 million.BVSUP-00116Save on payment fees
Enjoy 50% off most Standard payment fees including same-day ACH and international payments.
Protect your money
Get up to $3 million in FDIC
insurance—that’s up to 12x the
standard coverage of $250,000.BVSUP-00108
Exclusive benefits for your business.
With Bluevine Premier, you get a higher yield business checking account,
savings on payments, and more.
Standard
With our standard business checking plan, you get:
- 1.5% APY on balances up to $250,000BVSUP-00005
- Up to 5 sub-accounts
- FDIC insurance up to $3M
- Free standard ACH and unlimited transactions
- ACH debit block
$0/month
Premier
Enjoy everything you get with our standard plan, plus:
- 3.7% APY on balances up to $3MBVSUP-00116
- Up to 20 sub-accounts
- 50% off most Standard payment fees
- 20 free printed and mailed checks per monthBVSUP-00120
- Priority customer supportBVSUP-00119
- Access to treasury servicesBVSUP-00129
- ACH positive pay
- 6 months free Xero subscriptionBVSUP-00181
$95 or $0 /monthBVSUP-00117
- Maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period
AND
- Spend at least $5,000 each billing period with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Standard | Premier | |||||||||||||||||||||||||||||||||||||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Features and benefits |
| |||||||||||||||||||||||||||||||||||||||||||||||
Payment fees |
|
More flexibility for your business.
Not sure if Premier is for you? With multiple checking plans available, you can choose the right fit for your business.
Try the Premier plan
free for one month.
Apply online in minutes and select the Premier plan during account setup.
Then enjoy it fee-free for one month.
Boost earnings on
idle cash with
Bluevine Treasury.
Make the most of your excess cash with high yields on interest-bearing market funds—available only with a Premier plan.BVSUP-00129
Get up to 6 months
of Xero free.
Enjoy Xero free for 6 months with our Plus or Premier business checking plans, or 3 months with our Standard plan when you sign up through your Bluevine dashboard.BVSUP-00181
Built for small businesses, Xero’s accounting software makes it easy to send invoices and quotes, reconcile transactions, manage tax documents, and more.
Priority customer
support.
Get the live, personalized support your business needs even faster when you call our customer service team, made up of people who care and are ready to help.BVSUP-00119
You can also explore self-guided resources any time in our Help Center.
Frequently asked questions
For a waivable $95 monthly fee, our Premier plan offers an elevated business banking experience with all the great benefits of our Standard, high-yield Bluevine Business Checking account and built-in payment platform, plus:
- Higher interest earnings on higher balancesBVSUP-00116
- The ability to create additional sub-accounts
- Discounts on most Standard payment fees
- Priority customer support when you need itBVSUP-00119
- Access to treasury servicesBVSUP-00129
The Premier plan comes with a waivable $95 monthly fee, which allows you to take advantage of a higher interest rate, exclusive payment fee discounts, and priority customer support when you need it.
You can waive the monthly fee for Premier by maintaining an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spending at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.
Once your Bluevine Premier trial begins, you can start earning 3.7% APY on your balances up to $3 million.BVSUP-00116 You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you fund your Bluevine Business Checking account.
You won’t be charged for the Premier plan until your trial period is up and you can switch to the standard plan at any time if Premier isn’t right for you.
No, you can get started with as little or as much as you’d like, and you’ll earn 3.7% APY on your balances up to $3 million.BVSUP-00116 However, keep in mind that each billing period you’ll need to maintain an average daily balance of at least $100,000 across your Bluevine Business Checking account and sub-accounts, AND spend at least $5,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® to help you avoid the $95 monthly fee.
Bluevine Business Checking customers who sign up for Xero from their Bluevine dashboard can enjoy up to six months of Xero’s service for free. Bluevine Plus and Premier customers get their first 6 months of Xero free, while Standard plan customers get their first 3 months free.
Get more with
Bluevine Premier.
Apply online in just a few minutes and select your plan during account setup.