Bluevine plusLevel up your
business
banking.

Your business checking account can do more
—with 2.7% APY and discounts on same-day
ACH, wire, and international payments.BVSUP-00131

Open account

2.7%

APY on balances
up to $250,000BVSUP-00131

Save and earn more
with Bluevine Plus.

  • Earn 2.7% APY

    Boost your earnings with higher
    interest on balances up to
    $250,000, all in a single account.BVSUP-00131

  • Save on payment fees

    Enjoy 20% off most Standard payment fees including same-day ACH and international payments.

  • Protect your money

    Get up to $3 million in FDIC
    insurance—that’s up to 12x the
    standard coverage of $250,000.BVSUP-00108

Extra benefits for your business.

At a
glance
Compare plan
details

Standard

With our standard business checking plan, you get:

  • 1.5% APY on balances up to $250,000BVSUP-00005
  • Up to 5 sub-accounts
  • FDIC insurance up to $3MBVSUP-00108
  • Free standard ACH and unlimited transactions
  • ACH debit block

$0/month

Plus

Enjoy everything you get with our standard plan, plus:

  • 2.7% APY on balances up to $250,000BVSUP-00131
  • Up to 10 sub-accounts
  • 20% off most Standard payment fees
  • 5 free printed and mailed checks per monthBVSUP-00133
  • ACH positive pay
  • 6 months free Xero subscriptionBVSUP-00181

$30 or $0 /monthBVSUP-00132

  • Maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period

AND

StandardPlus
Features and
benefits
Features and
benefits
StandardPlus
Monthly fee$0$0 or $30BVSUP-00132
Annual percentage yield ("APY")1.5%BVSUP-000052.7%BVSUP-00131
Balance eligible for interestup to $250Kup to $250K
FDIC insuranceBVSUP-00108up to $3Mup to $3M
Sub-accounts510
Unlimited transactionstruetrue
Mobile check deposittruetrue
Free checkbooksBVSUP-0004212 per year
ACH debit blocktruetrue
ACH positive pay—true
Xero subscriptionBVSUP-001813 months free6 months free
Payment fees
Payment fees
StandardPlus
Standard ACH$0$0
Incoming wires$0$0
Same-day ACH$10$8
Domestic wires$15$12
Printed and mailed checks$1.50 eachFirst 5 free/moBVSUP-00133
Incoming international wiresBVSUP-00143$15$12
International wires - USDBVSUP-00081$25$20
International wires - FXBVSUP-00081Contact sales for FX volume discounts$25 + 1.5%$20 + 1.25%

Choose the right fit for your business.

Your money could work even harder. Try Premier and get 3.7% APY on business checking balances up to $3 million.BVSUP-00116

Compare all plans

Try the Plus plan
free for one month.

Apply online in minutes and select your preferred plan during
account setup. Then enjoy it fee-free for one month.

Open Account

Get up to 6 months
of Xero free.

Enjoy Xero free for 6 months with our Plus or Premier business checking plans, or 3 months with our Standard plan when you sign up through your Bluevine dashboard.BVSUP-00181

Built for small businesses, Xero’s accounting software makes it easy to send invoices and quotes, reconcile transactions, manage tax documents, and more.

Frequently asked questions

For a waivable $30 monthly fee, our Plus plan offers a leveled-up business banking experience with all the great benefits of our standard, high-yield Bluevine Business Checking account and built-in payment platform, plus:

  • Higher interest earnings on balances
  • The ability to create additional sub-accounts
  • Discounted payment rates

The Plus plan comes with a waivable $30 monthly fee, which allows you to take advantage of a higher interest rate and payment fee discounts.

You can waive the monthly fee for Plus by maintaining an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts each billing period, AND spending at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard® each billing period.

Once your Bluevine Plus one-month trial begins, you can start earning 2.7% APY on your balances up to $250,000. You can also take advantage of discounted rates on bill payments through your Bluevine dashboard as soon as you fund your Bluevine Business Checking account.

You won’t be charged for the Plus plan until your trial period is up and you can switch to the standard plan at any time if Plus isn’t right for you.

No, you can get started with as little or as much as you’d like, and you’ll earn 2.7% APY on your balances up to $250,000. However, keep in mind that each billing period you’ll need to maintain an average daily balance of at least $20,000 across your Bluevine Business Checking account and sub-accounts, AND spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®to help you avoid the $30 monthly fee.

Bluevine Business Checking customers who sign up for Xero from their Bluevine dashboard can enjoy up to six months of Xero’s service for free. Bluevine Plus and Premier customers get their first 6 months of Xero free, while Standard plan customers get their first 3 months free.

See full terms and conditions.

Get more with
Bluevine Plus.

Open account

Apply online in minutes and select the Plus plan during account setup.