Enjoy 3 months free of an upgraded plan plus earn a $300 bonus.

Open a new Bluevine Business Checking account
and automatically get 3 months of an upgraded
Plus or Premier plan free. You can also earn a $300
bonus if you meet eligibility requirements.^BVSUP-00175Apply with referral code 3XERO300.

Open account

Bluevine is a financial technology company, not a bank.
Bluevine deposits are FDIC-insured through Coastal Community Bank,
Member FDIC, and our program banks.

$300cash bonus Offer expires 6/30/2025

How to earn your bonus.

To get your $300 bonus, apply for a Bluevine Business Checking account
anytime between now and 6/30/2025 using referral code 3XERO300.

After opening your account, deposit a total of $2,000 within the first 30 days. After 30 days,
maintain a minimum daily balance of $2,000 while also completing at least one of the following
eligibility requirements every 30 days for 90 days^BVSUP-00175:

Deposit at least $5,000 from
eligible merchant services
to your Bluevine account

Make at least $5,000 of
outbound payroll payments
from your Bluevine account
using eligible payroll providers

Spend at least $2,000 on eligible transactions with your
Bluevine Business Debit
Mastercard® and/or Bluevine
Business Cashback Mastercard®

Open account

Exclusive offer Try an upgraded plan
free for three months.

Get a higher yield business checking account, savings on payments, and more. Simply select the
upgraded Plus or Premier plan during account setup and enjoy it free for three months.

At a
glance

Compare plan
details

Standard

With our standard business checking plan, you get:

1.5% APY on balances up to $250K^BVSUP-00005
Up to 5 sub-accounts
FDIC insurance up to $3M^BVSUP-00108
Free standard ACH and unlimited transactions^BVSUP-00043
ACH debit block

$0/month

Plus

Enjoy everything in our standard plan, plus:

2.7% APY on balances up to $250K^BVSUP-00131
Up to 10 sub-accounts
20% off most Standard payment fees
5 free printed and mailed checks per month^BVSUP-00135
ACH positive pay
6 months free Xero subscription^BVSUP-00181

$30 or $0 /month

Waive this fee

Premier

Enjoy everything in our standard plan, plus:

3.7% APY on balances up to $3M^BVSUP-00116
Up to 20 sub-accounts
50% off most Standard payment fees
20 free printed and mailed checks per month^BVSUP-00135
ACH positive pay
Priority customer support^BVSUP-00119
Access to treasury services^BVSUP-00129
6 months free Xero subscription^BVSUP-00181

$95 or $0 /month

Waive this fee

Standard

Plus

Premier

Features and
benefits

Features and benefits
	Standard	Plus	Premier
Monthly fee	$0	$0 or $30^BVSUP-00132	$0 or $95^BVSUP-00117
Annual percentage yield ("APY")	1.5%^BVSUP-00005	2.7%^BVSUP-00131	3.7%^BVSUP-00116
Balance eligible for interest	up to $250K	up to $250K	up to $3M
FDIC insurance^BVSUP-00108	up to $3M	up to $3M	up to $3M
Sub-accounts	5	10	20
Xero subscription^BVSUP-00181	3 months free	6 months free	6 months free
Unlimited transactions^BVSUP-00043	true	true	true
Mobile check deposit	true	true	true
Free checkbooks^BVSUP-00042	1	2 per year	3 per year
ACH debit block	true	true	true
ACH positive pay	—	true	true
Priority customer support^BVSUP-00119	—	—	true
Access to treasury services^BVSUP-00129	—	—	true

Payment fees

Payment fees
	Standard	Plus	Premier
Standard ACH	$0	$0	$0
Incoming wires	$0	$0	$0
Same-day ACH	$10	$8	$5
Domestic wires	$15	$12	$7.50
Printed and mailed checks	$1.50 each	First 5 free/mo^BVSUP-00135	First 20 free/mo^BVSUP-00135
Incoming international wires^BVSUP-00143	$15	$12	$7.50
International wires - USD^BVSUP-00081	$25	$20	$12.50
International wires - FX^BVSUP-00081Contact sales for FX volume discounts	$25 + 1.5%	$20 + 1.25%	$12.50 + 1.0%

Learn more

Run your business from anywhere.

Never step foot in a bank again with easy-to-use digital banking tools.

Mobile check
deposit
Skip a trip to the bank and easily deposit checks from your phone when you’re at home, in the office, or on the go.
Explore mobile deposits
Automated accounts
payable
Manage bills from one online platform and send money via same-day ACH, free standard ACH, check, and domestic or international wire.^BVSUP-00137
Explore accounts payable
Account access
for your team
Securely share access with your team or accountant by giving each a dedicated login for a smooth online banking experience.^BVSUP-00076
Explore account access
Sub-accounts for
easier budgeting
Organize your money the way you want by adding multiple sub-accounts. Plus, set automatic transfer rules to help manage cash flow.
Explore sub accounts
Debit cards for you
and your team
Issue physical and virtual debit cards with daily and monthly spending limits to trusted employees, and earn 4% cash back on business purchases through Mastercard Easy Savings®.^BVSUP-00083
Explore debit card
ACH fraud protection
Block ACH debits from your main account and sub-accounts, or from specific payees. Plus and Premier customers can also preauthorize specific payees to debit from blocked accounts.
Explore ACH debit controls