Business credit card How to use your virtual
credit card.

What is a virtual credit card?

A virtual credit card is a virtual version of your Bluevine Business Cashback Mastercard® that you can start using immediately. This virtual card has its own card number and can be used alongside your physical card. Both are connected to the same credit line. You’ll see your physical and virtual card transactions in the Credit Card tab of your Bluevine dashboard.

When you use your virtual card, your vendor will charge it just like a physical card. However, they won’t be able to see your primary physical card information, which helps protect your account from theft and fraud.

You can use your virtual card online as well as in-store when you add it to your mobile wallet—Apple Pay, Google Pay, or Samsung Pay. This will allow you to make purchases at tap-to-pay terminals with your phone.

How to add a virtual credit card to your mobile wallet

To make sure you’re getting the most out of your virtual credit card, it’s a good idea to add your virtual card info to your mobile wallet so you can use it for in-store purchases. Bluevine credit cards are supported in Apple Pay, Google Pay, and Samsung Pay.

1. Open your preferred mobile wallet app
2. Add a payment method
3. Select credit/debit card
4. Enter your virtual card details

Benefits of a virtual credit card

Advantages of using your virtual credit card include:

Use it immediately

As soon as you’re approved for a Bluevine credit card, you can use your virtual card to start earning 1.5% cash back on your purchases right away. Your virtual card number can be found in your Bluevine dashboard, in the Credit Card tab. You can also continue using the virtual card even after you receive and activate your physical credit card.

Separate your expenses

Keep your expenses organized by using your virtual card for online purchases, subscriptions, and trials—and use your physical card for all other transactions. Since theft is very unlikely with your virtual card, you probably won’t need to mark it as stolen and request a new card number.

Added fraud protection

Simply put, your virtual card won’t get stolen if you lose your wallet. You’re also a lot less likely to fall victim to theft because virtual cards allow you to make purchases online without sharing your physical credit card number with merchants.

Easy re-issuing

If your virtual card does somehow become compromised, you can easily report the card as stolen in your Bluevine dashboard. You’ll immediately be issued a new virtual card number without having to wait for shipping, and you can start using it right away.