Business lines
of credit
up to $250,000.

Lines of credit and term loans are two different types of business loans:

• A line of credit provides access to ongoing funds which you can request one or more draws  and borrow any amount up to your given limit. You repay only what you’ve borrowed on a fixed schedule.
• A term loan provides a lump sum upfront. You repay on a fixed schedule until you’ve repaid the full sum.

Your repayment schedule and terms may vary and are determined by your lender.

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit you can request automatically replenishes. Because your repayments are calculated with simple interest, you can save on interest when you pay early. We don’t charge early repayment fees.

No, Bluevine doesn’t offer term loans, but you can be considered for a term loan from our network of lending partners.

Yes! If approved, your Bluevine Line of Credit comes with a complimentary Bluevine Business Checking account, which you'll be able to set up during onboarding. This allows you to conveniently manage your business checking account and line of credit from one easy-to-use dashboard. Plus, you can instantly access approved draws from your line of credit in your business checking account.